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Financial Services – Credit Card Credit Risk Management

Problem

Companies want to issue more credit cards but without adding risk

Cost

This amounts to loosing revenue from prospective good paying customers that for some reason don’t fit the current formula for qualifying for credit

Our Solutions

FICO® score and employment are standard measures of credit but these along with others are a snap shot in time profile. Using time-series analysis other factors can be brought to bear that can further reveal credit worthiness.

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